Terms Of Use

1. Terms

The Platform and website(www.emplify.in) is operated and owned by Perilwise Insurance Broking Private Limited, a company incorporated under the Companies Act, 1956 and having its registered office at No. 3/2D, Brahmin Street, Karambakkam, Porur, Chennai-600116. For the purpose of these Terms of Use, wherever the context so requires, ”you” shall mean any natural or legal entity who has agreed to become a buyer or customer on the Platform by providing Registration Data while registering on the Platform as a registered user using any computer systems. The terms “Emplify”, “we”, “us”, “Perilwise” or “our” shall mean Perilwise Insurance Broking Private Limited.

By accessing the website at https://www.emplify.in, or the Emplify app, you are agreeing to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

2. Use License

a. Permission is granted to temporarily download one copy of the materials (information or software) on Emplify's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not

  • modify or copy the materials
  • use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
  • attempt to decompile or reverse engineer any software contained on Emplify's website;
  • remove any copyright or other proprietary notations from the materials; or
  • transfer the materials to another person or "mirror" the materials on any other server.

b. This license shall automatically terminate if you violate any of these restrictions and may be terminated by Emplify at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

a. The materials on Emplify's website are provided on an 'as is' basis. Emplify makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

b. Further, Emplify does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall Emplify or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Emplify's website, even if Emplify or a Emplify authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Accuracy of materials

The materials appearing on Emplify's website could include technical, typographical, or photographic errors. Emplify does not warrant that any of the materials on its website are accurate, complete or current. Emplify may make changes to the materials contained on its website at any time without notice. However Emplify does not make any commitment to update the materials.

6. Links

Emplify has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Emplify of the site. Use of any such linked website is at the user's own risk.

7. Modifications

Emplify may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.

8. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Chennai, Tamil Nadu, India and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

Privacy Policy

Perilwise Insurance Broking Private Limited

Your privacy is important to us.

It is our policy to respect your privacy regarding any information we may collect while operating our website. Accordingly, we have developed this privacy policy for you to understand how we collect, use, communicate, disclose and otherwise make use of personal information. We have outlined our privacy policy below.

  1. We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned.
  2. Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
  3. We will collect and use personal information solely for fulfilling those purposes specified by us and for other ancillary purposes, unless we obtain the consent of the individual concerned or as required by law.
  4. Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.
  5. We will protect personal information by using reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification.
  6. We will make readily available to customers information about our policies and practices relating to the management of personal information.
  7. We will only retain personal information for as long as necessary for the fulfilment of those purposes.
  8. We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained. Perilwise insurance broking private limited may change this privacy policy from time to time at Perilwise insurance broking private limited's sole discretion.

Emplify can be contacted at:

3/2D, Brahmin street, karambakkam, porur, Chennai-600116.

044-24765674

jim@emplify.in

Refund & Cancellation Policy

1. Refund Policy

In case of a refund due to an erroneous transaction or cancellation, the premium paid for an insurance product will be refunded via cheque or direct credit as per the policy of the Insurance provider, that you have chosen to buy the product from.

2. Cancellation Policy

In case of a cancellation, the premium paid for an insurance product will be refunded via cheque or direct credit as per the policy of the Insurance provider, that you have chosen to buy the product from.

You do not need to return the copy of the policy documents received by you, in order to cancel the policy.